EXAMPLE: LATE MODEL USED TRACTOR
5yr Low Payment Lease Option
3yr Large Payment Lease Option (Large Payment Deduction/Accelerated Write-Off)
LEASING Advantage – Generational Transfer
Leasing can be advantageous for producers looking to transfer assets as they wind down their farming careers. Leased equipment can be easily transitioned to the next generation at the end of the lease term. The older generation originates the lease and makes all the payments, and then at the end of the lease, the younger generation makes the residual payment and the bill of sale is issued directly to the party making the residual payment.
Balloon Financing Options
With the tighter margins in row crop farming over the past few years, cash flow remains as a very important part of a farming operation. As producers look to upgrade their equipment and take advantage of the current tax laws around depreciation but also remain focused on the cash flow needs of their operation, balloon financing is an attractive financing option for producers to consider.
EXAMPLE: USED COMBINE
5yr balloon option
Along with a great selection of NEW and USED equipment, AGRIVISION EQUIPMENT also has the financing/leasing resources available to help accommodate your end of year equipment buying/leasing needs.
**Producers need to consult with their CPA/Accountant regarding how lease/finance options affect their tax situation**
July can be a difficult time for area cool-season grasses. The majority of lawns in this area are cool-season grasses such as turf type fescue, bluegrass, and perennial ryegrass. These grass varieties have now entered a time of dormancy that will persist until our night temperatures are consistently below 70-80 degrees. This means the window of dormancy could last until sometime around August to September. The lawn won’t stop growing completely during dormancy, but will slow down its growth to the point that the lawn needs mowed something like every ten days instead of every four days. So what allows a cool-season lawn to stay thick and keep its dark green color during dormancy? One main feature is deep roots. With the combination of soil fertility and a proper irrigation routine, deep roots have developed enough by this point in the year to help aid the cool-season lawn through the dormant season. Mowing height can either help or hurt during the dormant season too. By this time in the year it may be wise to raise the mowing height one deck setting in order to keep the lawn looking healthy. This is especially important if the lawn does not have irrigation, which most acreage lawns do not. A higher mowing height also means more water retention. If the grass is longer, the soil will be more shaded helping the soil to stay moist longer. Once the summer heat is over, the cool-season grasses can then begin their fall growing season allowing the lawn to be repaired if needed.
Just the opposite of cool-season grasses, warm-season grasses are in their prime growing season in July. These varieties include zoysia, buffalo, and bermuda grass. Although in our area, bermuda grass is seen as more of a pest than a desirable turf-grass. Warm-season grasses have one growing season which starts in May and begins to end in roughly September, or with the first frost, whereas cool-season grasses have a spring growing season, dormancy in the hot summer months, then the fall growing season.
If seeding a new lawn in the spring, many challenges come to mind before the weather plays its part. First is the soil condition. If the soil is hard and no final grading has been done, then plan on working the soil a few times over in order to make proper seedbed conditions for successful germination. Once completed, then the lawn is ready for seeding. Broadcast spreading seed and working the seed into the soil works good but drill seeding the lawn will have a higher germination rate. There are a few ways around either process, whichever one is chosen. If broadcast spreading the seed, plan on somewhere around 12 to 14 pounds of seed per 1,000 square feet, depending on what seed mixture is used. If drill seeding, plan on using 10 to 12 pounds per 1,000 square feet, again depending on what seed mixture is used. Either process is proven to work. Resources available, as far as equipment accessibility will determine which process will work out. Once seed is down, starter fertilizer somewhere in the range of a 12-24-12 will work well to get the roots of the newly germinated seed off to a good start with enough vigor to carry the young seedlings into a mature plant stage. This starter fertilizer should be applied in the three to four pound per 1,000 square feet range.
By this point in the process, the work may be off and on between rains. Heavy rains can make or break this project at this point, causing ruts and erosion. Many times it is best to have straw matting ready to roll out as soon as seed and starter fertilizer are down. I highly recommend this straw matting on any kind of hill. If the newly seeded lawn is close to any water sources, then a silt fence around the perimeter is a good idea in order to keep the Nitrogen and Phosphorus in the starter fertilizer from running off into those water sources. Keeping the new seed damp in this stage is top priority. Watering until runoff occurs is too much. A timer on the garden hose sprinkler or irrigation system set with a timer works well. Once the grass is a couple inches tall, it would be beneficial to remove the straw matting. It can take three to five years for netting to fully break down and cleaning the netting out of mower blades and aerator tines is not an easy task. Following the advise of someone experienced will yield a great looking new lawn. Happy growing!
For Immediate Release – Pacific Junction, IA: AgriVision Equipment announced Pender Implement will join AgriVision Equipment in late August 2018. Pending Deere and Company approval. AgriVision Equipment and Pender Implement have a long and successful heritage of serving customers. This new partnership strengthens their commitment to helping customers succeed by providing them access to first class service, technology, support and innovation. “For the last 6 years or so, we have actively searched for other organizations that we felt were worthy partners to help us continue the level of customer service and support that our customers deserve. I am happy to announce that we have found that partner in AgriVision Equipment.” says Reed Allen, President & CEO of Pender Implement. AgriVision Equipment brings an innovative partner approach to the business, assisting customers in solutions far beyond equipment and technology. “Customers are the foundation of our mutual success and AgriVision Equipment takes pride in knowing our customers on a personal and professional level. We strive to help customers and their communities find comprehensive solutions to their challenges and opportunities,” says Jeremy Ostrander, CEO of AgriVision Equipment. The AgriVision Equipment team is eager to add the Pender location into our family of stores. The transition is expected in late August, 2018. Rooted in 100+ years of Midwestern farm heritage, AgriVision Equipment will now have 17 convenient locations serving customers throughout Iowa, Nebraska, Missouri and South Dakota.
AgriVision Equipment Group, a full-service John Deere farm and consumer equipment dealer, announced today the company's intention to acquire ICON Ag & Turf stores in January, 2018 pending Deere & Company approval. Through this acquisition, AgriVision Equipment will add five locations in Doon, Ireton, Lawton, Le Mars and Paullina, Iowa to its 10 existing locations serving Southwest Iowa, Southeast Nebraska, and Northwest Missouri.
The AgriVision Equipment Approach: Higher Yields Through Stronger Relationships
Despite recent downward trends in the agriculture industry, AgriVision Equipment continues to invest in innovation, technology and resources. AgriVision Equipment is dedicated to investing in and building sustainable rural communities through strong relationships. The family-owned and operated company is motivated by the success of its customers and the healthy economic growth of Northwest Iowa. AgriVision Equipment sees joining forces with ICON as a win-win, yielding sustainable advantages for customers and employees alike.
“For many years, we’ve watched our customers working to become more sustainable by spreading
out their overhead. We are emulating such efforts as we strive to make the most sound financial
decisions on behalf of our customers,” says Jeremy Ostrander, CEO of AgriVision Equipment.
New and existing customers can leverage the expertise of a family-owned and locally operated
company rooted in Iowa farming heritage since 1899. “I am pleased and excited for the next phase
in ICON’s growth. AgriVision Equipment’s innovative culture combined with our culture of Iconic
service will be a great fit for our customers and employees. The two organizations’ values,
philosophies and customer focus are inspiring to me, and will take the new organization and the
communities they serve into a successful future together,” says Adam Timmerman, CEO of ICON Ag
AgriVision Equipment is excited to announce the details of our 2nd Annual Ag Summit! This year, our theme is “EveryAcre - Calculate your Potential.” The 2017 Ag Summit will be held on August 23rd, 24th, and 25th. This year’s event will be located at our Red Oak store, along with our field site on Highway 48 just two miles north of Highway 34.
On our field site, we will be conducting several different trials: Planting Speed & Depth, Nitrogen Application, and Residue Management, just to name a few. We are excited about the valuable insights we will gain though these trials. We believe that they will be beneficial for not only expanding our knowledge but also sharing observations and insights with our customers.
On April 12th, 2017 AgriVision Equipment planted 34,000 seeds of 108-day corn using the John Deere ExactEmerge planter. Early results are indicating that we lost approximately 5,000 seeds due to cold and wet weather the following weekend. With a singulation accuracy of 99.9 percent on the ExactEmerge planter, if plants were absent on the surface, we dug to ensure a seed was present; each time finding a seed in the trench that had not germinated.
Since planting, we have worked to stay up-to-date on how the crop is developing. Team members often review plants on the plot, reporting results each time; a drone is flown over the field plot to get a birds-eye view of the corn and enabling us to see aspects of growth and development that we couldn’t see as well on the ground; and time-lapse cameras are also in place at the field plot, allowing us to watch several days of growth in a matter of seconds and making it easy to observe the differences in growth processes of different plants.
When making decision about your operation, have you given any thought to what it would do to your yield planting at a depth of 1 ½, 2 ¼, and 3 inches? What about planting over the top of your nitrogen band? Stay tuned…
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